Social Media Giveaway Rules

  1. Eligibility: The Campaign is open only to those who participate on the Armor Bank social media pages or at a physical Armor Bank full-service branch location and who are 18 years of age or older as of the date of entry. The Campaign is only open to legal residents of the United States of America and is void where prohibited by law. The winner is not required to be a customer of Armor Bank. Employees of Armor Bank its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Campaign. The Campaign is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

  2. Agreement to Rules: By participating, the Participant (“Participant”) agrees to be fully unconditionally bound by these Rules, and Participant represents and warrants that Participant meets the eligibility requirements. In addition, the Participant agrees to accept the decisions of Armor Bank as final and binding as they relate to the content of this Campaign.

  3. Campaign Period: Entries will be accepted online during the time specified on the promotions.

  4. How to Enter: The Campaign must be entered by liking the post about the giveaway on the Armor Bank Facebook or Instagram pages. The entry must fulfill all Campaign requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Armor Bank. Participant may enter only once per social media platform by which the Campaign is being promoted. Participant must provide the information requested. Participant may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If a Participant uses fraudulent methods or otherwise attempts to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Armor Bank.

  5. Prizes: The Winner(s) of the Campaign (the “Winner”) will receive the prize indicated on the promotion. Armor Bank shall solely determine the specifics of the prize. No cash or other prize substitution shall be permitted except at Armor Bank’s discretion. The prize is nontransferable. All prize-related expenses, including without limitation all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Armor Bank to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

  6. Odds: The odds of winning depend on the number of eligible entries received.

  7. Winner Selection and Notification: Winner will be selected by random selection of those Participants that have “liked” the giveaway post under the supervision of Armor Bank. Winner will be notified by message on social media within three (3) days following selection of Winner. Armor Bank shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 24 hours from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited, and an alternate Winner selected. Receipt by Winner of the prize offered in this Campaign is conditioned upon compliance with all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT ARMOR BANK’S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CAMPAIGN, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

  8. Rights Granted by Participant: By entering the Campaign, Participant understands and agrees that Armor Bank or anyone acting on behalf of Armor Bank and Armor Bank’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Giveaways: By entering this Campaign, Participant represents and warrants that your entry is an original work of authorship and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property rights of another, the Participant will be disqualified at the sole discretion of Armor Bank. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, Participant shall, at your sole expense, defend or settle against such claims. Participant shall indemnify, defend, and hold harmless Armor Bank from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Armor Bank may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

  9. Terms & Conditions: Armor Bank reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Campaign should virus, bug, non-authorized human intervention, fraud, or other cause beyond Armor Bank’s control corrupt or affect the administration, security, fairness, or proper conduct of the Campaign. In such case, Armor Bank may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Armor Bank. Armor Bank reserves the right, in its sole discretion, to disqualify any individual who tampers with or attempts to tamper with the entry process or the operation of the Campaign or website or violates these Terms & Conditions. Armor Bank has the right, in its sole discretion, to maintain the integrity of the Campaign, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Campaign rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Campaign may be a violation of criminal and civil laws. Should such an attempt be made, Armor Bank reserves the right to seek damages to the fullest extent permitted by law.

  10. Limitation of Liability: By entering, Participant agrees to release and hold harmless Armor Bank and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

  11. Disputes: THIS CAMPAIGN IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND THE STATE OF ARKANSAS, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Arkansas having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e., costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.

  12. Winners List: To obtain a copy of the Winner’s name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: Armor Bank, 715 North Washington, Forrest City, Arkansas 72335. Requests must be received no later than seven (7) calendar days after the end of the Campaign.

  13. Sponsor: The Sponsor of the Campaign is Armor Bank, 715 North Washington, Forrest City, Arkansas 72335.

  14. The Campaign hosted by Armor Bank is in no way sponsored, endorsed, or administered by Facebook.

  15. By entering the Campaign, you, the Participant, have affirmatively reviewed, accepted, and agreed to all the Official Rules.